Services
Planning together for what matters most
Financial planning is not just about accumulating wealth—it’s about aligning your finances with your values and lifestyle, preserving wealth across generations, and optimizing tax strategies to support long-term goals.
Comprehensive planning integrates every aspect of your financial life, including risk and insurance, investments, tax and estate planning, and retirement, so all elements work together to provide clarity, control, and confidence.
We offer personalized financial planning designed to bring long-term financial peace. From money management and education funding to retirement, tax efficiency, and wealth preservation, we create thoughtful, comprehensive plans tailored to your unique lifestyle—whether your life spans the U.S. or both the U.S. and Japan.
What We Offer
Retirement Planning
Retirement isn’t just about having more free time — it’s a meaningful new chapter, shaped by who you are, what you value, and the life you hope
to enjoy. As the day approaches, you may feel excitement mixed with uncertainty: how best to transfer your retirement accounts, when to begin withdrawals or Social Security benefits, and how to plan for future healthcare and long-term care needs.
At MoneyCafé Advisors, we walk alongside you to create a retirement plan that feels clear, personal, and grounded in what matters most to you. We honor your values, your heritage, and your vision for the life ahead - so you can enter retirement with confidence, comfort, and a deep sense of peace.
Life in Transition
Our lives can turn unexpectedly. Sometimes, those surprises bring joy – other times, they bring challenges we never expected.
Whether you’ve divorced, lost a loved one, or received an
unexpected inheritance, it is overwhelming emotionally, uncertain, and your financial life is about to change.
Our role is to help you feel informed, supported, and in control of what’s ahead, step by step, with care and clarity.
By working together to establish your future financial peace and mark the beginning of your new chapter.
Estate Planning
Every family has its own story, traditions, and vision for the future. Estate planning is more than drafting a simple will — it’s about passing on your heritage, culture, values, protecting loved ones, and doing so with sensitivity to multiple cultures.
We work closely with your estate attorney to design a plan tailored to your situation, ensuring your legacy and wishes reflect the full richness of your life with clarity.
Small Business
For many entrepreneurs, business and personal finances are deeply connected - emotionally, financially, and culturally.
We help you integrate business and personal wealth by building a coordinated plan that supports your life, family, and future with clarity and intention.
We help you evaluate and implement:
-
Solo 401(k)
-
SEP & SIMPLE IRA
-
Defined benefit & cash balance plans
Investment & Wealth Management
Investing in the U.S. - or investing in general – can feel entirely different from what you may be used to, especially if your experience has focused on simply maintaining cash or familiar financial systems.
At MoneyCafe Advisors, we walk you through every step of the investment process, ensuring your hard-earned money works as diligently as you do.
Together, we’ll discuss and define your goals – how much you want to have, when you’ll need it, and what you’re investing for – all in clear, a common language, whether in English or Japanese.
Tax Planning
Taxes can be complicated whenyou have other than a W-2, or dual status for both countries, but they don’t have to be scared. With the right plan, you’ll stay compliant, whether you are earning income, receiving a pension, or managing investments across the two countries.
We help you understand how each country taxes your income or earnings, and how the reporting works, closely collaborating with your CPA.
Getting Started
Getting started with MoneyCafe Advisors begins with a simple conversation. Our initial consultation is an opportunity to get to know each other, discuss your circumstances, and explore whether our approach is the right fit for your needs.
Whether you are planning for retirement, navigating a life transition, or managing cross-border financial considerations between the U.S. and Japan, we are here to help you move forward with clarity and confidence—one thoughtful step at a time.